Apni Zameen Apna Ghar eligibility February 2026 is now clearly defined by the Government of Punjab under the leadership of Maryam Nawaz. The scheme aims to provide free residential plots or affordable housing support to low-income families across Punjab.
In 2026, eligibility rules have been tightened to ensure that only deserving and landless families benefit. If you want to apply, you must meet income, residency, and property ownership conditions.

This guide explains who qualifies, required documents, and how to apply safely through official channels.
What is Apni Zameen Apna Ghar?
Apni Zameen Apna Ghar is a Punjab government housing initiative designed to:
- Provide small residential plots to poor families
- Support construction through easy installment plans
- Reduce homelessness in rural and urban areas
- Prioritize widows, laborers, and low-income earners
The program is managed through the Punjab housing department and local district offices.
Apni Zameen Apna Ghar Eligibility February 2026
To qualify in February 2026, applicants must meet the following conditions:
| Requirement | Details |
|---|---|
| Residency | Must be permanent resident of Punjab |
| Property Status | Must not own any house or land in Pakistan |
| Income Level | Monthly income below government threshold |
| CNIC | Valid NADRA-issued CNIC |
| Priority Groups | Widows, disabled persons, daily wage earners |
Failure to meet even one condition may lead to rejection.
Required Documents
Prepare these documents before applying:
- Valid CNIC (Computerized National Identity Card)
- Family Registration Certificate (FRC)
- Income proof or affidavit
- Utility bill (residence verification)
- Passport-size photographs
How to Apply (Step-by-Step)
- Visit the official Punjab government housing portal.
- Create an account using CNIC and mobile number.
- Fill out the eligibility form carefully.
- Upload required documents.
- Submit application and note tracking number.
You can also apply via district administration offices if online access is unavailable.
February 2026 Latest Update
- Fresh verification through NADRA database
- Strict land ownership cross-check
- Biometric verification before final approval
- SMS notification for shortlisted applicants
Avoid agents. The application process is completely free.
Common Problems & Solutions
Application Rejected?
Check if your CNIC is updated and family record is correct.
No SMS Received?
Verify mobile number linked with CNIC.
Portal Not Working?
Try during non-peak hours or visit district office.
FAQs
Who is eligible for Apni Zameen Apna Ghar in February 2026?
Permanent Punjab residents with no property ownership and low monthly income qualify.
Can government employees apply?
Only low-grade employees meeting income and land criteria may apply.
Is there any application fee?
No. The process is completely free.
How long does approval take?
Initial verification may take several weeks after submission.
How will I know if selected?
You will receive an official SMS and can check status on the portal.

